Neeraj Kapur is an experienced banker and bank CEO/CFO with more than 20 years’ experience in senior leadership roles in retail, corporate and SME banking at RBS. He has also held main Board Executive director roles in Secure Trust Bank that he listed on the FTSE in 2016 and from 2020 FTSE 250 Vanquis Banking Group (previously named Provident Financial Group). He is a Chartered Banker and Chartered Accountant qualifying with Arthur Andersen 30 years ago. He has a wealth of experience in M&A, transformation, integration as well as building ab initio lending businesses. Neeraj started his career as an RAF Fighter Pilot after attaining his degree in aeronautical engineering from Imperial College London.